Earn more,pay more.
Ana and Bruno's home
Rent and bills this month
R$ 3.000
Ana
earns R$ 8.000
R$ 1.500
23% of income
Bruno
earns R$ 5.000
R$ 1.500
23% of income
Both commit the same share of what they earn.
Split 50/50, Bruno would pay R$ 1.500 (30% of income).
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RACHEI — JM TECNOLOGIA LTDA — CNPJ 65.801.401/0001-96 — Expense organization software. We are not a bank or a financial institution.
Splitting 50/50 costs R$ 4.152
a year for whoever earns less.
Example: Ana earns R$ 8.000, Bruno earns R$ 5.000. Home: R$ 3.000/mo.
Splitting 50/50
R$ 1.500/mo
Bruno spends 30% of his income every month
By income
R$ 1.154/mo
Bruno spends only 23% — room to breathe
R$ 346
R$ 4.152 more in Bruno's pocket
Swap in your own household numbers:
RACHEI
Fair calculator — try it
R$ 1.846
62% of income
R$ 1.154
38% of income
Proportional: each one pays what fits their budget.
RACHEI calculates the fair split automatically, every month.
Calculate my splitHow does it work? 3 steps.
- 01
Create your account
Free in 10 seconds. 7 days of Premium to try everything, no card.
- 02
Add your expenses
By voice, camera, or typing. AI does the heavy lifting.
- 03
See who owes what
Automatic proportional split. Total transparency.
Tap the microphone or wait for the demo
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AI that understands Portuguese, installments, PIX, meal vouchers...
Four doors, the same fair split
Everyone splits differently. The math always adds up.
People, companies and venues use the same splitting engine. What changes is only what each one has to prove at the end of the month.
Person, couple or shared house
Split by income, evenly or however you agreed — and see exactly where every amount came from.
Illustrative example — fictional people and amounts
R$ 2,400 rent with one person earning R$ 3,000 and another earning R$ 6,000: split evenly that is R$ 1,200 each — 40% of one salary against 20% of the other. By income it comes to R$ 800 and R$ 1,600, and both commit 26.7%.
Company
Approval thresholds by amount, nobody approves their own expense, and every step is logged with name, date and reason.
Illustrative example — fictional people and amounts
An R$ 80 expense the manager approves alone; at R$ 900 it goes up to the director. It is the trail your accountant asks for when an invoice is questioned months later.
Bar, restaurant or venue
The table closes itself, each guest pays for what they had, and nobody splits it on paper.
Illustrative example — fictional people and amounts
Fifteen tables in one night: the service fee charged on the customer bill goes back to the venue till the same night, and the plan monthly price stays the same no matter the volume.
Services: people who need and people who do
People who need something say what is going on — shower, leak, moving — and the pros in the city send a price. Pros get those requests without paying per lead.
Illustrative example — fictional people and amounts
Someone looks for an electrician in their city and sees who works there, with the rating left by previous customers. Asking for a quote is free, and the price is agreed directly with the professional.
Household bills don't have to be boring
Reactions on expenses, the monthly story, the couple badge and the yearly recap.
Illustrative example — fictional people and amounts
RACHEI
Today’s expenses
R$ 89 at Shein
Ana • now
Gas
Rent
And the app even tells
the truth about you.
Funny one-liners about the group’s actual spending. Everyone shares the screenshot.
Ana, R$ 340 on iFood this month? Did you and Bruno forget the stove exists?
Why does it help? You open the app to see what someone spent. They open it to see your reaction. The money conversation happens right there, with no fight at the dinner table.
RACHEI works for any setup.
Pick who you are and see how the split looks in real life.
For living with someone who earns differently
You split the rent equally but one of you earns much more than the other. It seems fair, but by the end of the month someone's in the red.
Example
She earns R$ 4,000 and you earn R$ 6,000. Rent is R$ 3,000. In RACHEI, she pays R$ 1,200 and you pay R$ 1,800 — in the exact proportion of who earns what.
No one ends up in the red. No one feels they're paying too much.
Fair pricing.
Start with 7 days of Premium free, no card needed.
Free
To get started
- 7 days of Premium free, no card
- Then: up to 3 expenses and 2 incomes
- 1 group with up to 2 people
- 1 AI question per month
- Works in the browser, no download
Premium
To master it
- Unlimited expenses and incomes
- Unlimited groups
- Add by voice and receipt photo
- Income-based splitting
- Advanced reports
- Financial score
- Smart alerts
7 days free, no card
Have a company?
RACHEI Corporate: expense approvals, cost centers and reports for your accountant.
Run a bar or restaurant?
QR menu on the table, orders from the guest's phone and split bills. From R$ 199,50 per month.
100% secure payment — processed by MercadoPago
RACHEI — JM TECNOLOGIA LTDA — CNPJ 65.801.401/0001-96 — Expense organization software. We are not a bank or a financial institution.
Your money deserves
attention.
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